Reading Analysis Essay Example | Topics and Well Written Essays - 500 words - 2

Reading Analysis - Essay Example ture of the problem, its causes and effects with the view to justifying some of the changes in policy in the country that govern the use of nuclear energy. In developing the article, Jeff Kingston employs a number of effective strategies that enhance the suitability of the article in analyzing the problem as the analysis below portrays. The author argues that an overriding absence of a culture of safety in the management of the nuclear energy in the country was among the fundamental factors that led to the Fukushima accident. Apparently, the Tokyo Electric Power Company did not employ appropriate safety precaution a feature that risked the lives of millions of citizens thereby eroding public confidence in the management of nuclear power plant in the country. lack of public confidence in the management of nuclear power for example led to the mass protests when the Prime Minister, Yshihiko Noda announced in June of 2012 that the government was restarting two nuclear reactors in the country (Kingston, 2013). In the article, the author argues that nuclear is a major source of energy but it presents a number of safety concerns. Japan’s nuclear village has carried out a number of strategies to ensure that it regains public confidence. Effect safety polices are therefore vital in the use of nuclear in any country w ith the Fukushima incident being a perfect lesson for other countries using nuclear. The article is clear and straight to the point. The author of the article makes convincing arguments given the fact that he uses simple and equally descriptive language. Furthermore, the author provides adequate background information to the topical issue. This way, the author enhances the comprehension of the arguments he makes in the article. The article is authoritative since the author cites a number of authoritative figures including the country’s prime minister and officials of the various companies involved in the case. In retrospect, the article is effective in

Corporate Risk Managemenet Assignment Example | Topics and Well Written Essays - 2250 words

Corporate Risk Managemenet - Assignment Example This paper seeks to provide an explanation on how to manage risk in a financial industry. Specifically, this paper provides an explanation on how to manage risks of a banking sector, and this is in regard to the taking of an insurance policy. In the banking sector, Risk management practices focuses on the operational risks, liquidity risks, credit risks, market risk and interest rate risk. This paper focuses mostly on the Credit risk of my hypothetical banking organization. The hypothetical name of my bank is the Bank of Venus. This is a bank, with a presence all over the country, and has more than 300 employees. This bank specializes in offering all manner of banking services, and this includes issuance of loans, safe keeping of precious commodities, money transfer and forex exchange. All these areas have their own risks. Credit risk refers to a situation where a borrower may fail to pay a debt, in which he or she is obligated to pay (Olson and Desheng, 51). The risks involved in th is situation include a loss on the interest, and the principal amount given as a loan. Occurrence of this risk also causes a disruption in the cash flow of the bank, and an increase the costs of collecting the debts owed to the bank. Effectively reducing the occurrence of these risks, results to the success of the banking institution. This is because the bank’s main source of income emanates from interests it charges on the loans issued (Mehta, 28). To achieve success therefore, the Bank of Venus took an insurance policy to safeguard and protect itself from negative experience in case there was the emergence of risks associated with issuance of credit. However, the insurance company seeks to increase the following year’s premium. This will increase the operational costs of the banking organization; as a result, there will be a reduction of profits. This paper therefore seeks to identify and explain alternative courses of risk management practices that the bank can init iate. This paper also seeks to explain the various thought processes and analysis that the bank should take for purposes of choosing the alternative course of action. Alternative Risk Management Course of Action in Managing Credit Risk: The first alternative method of managing credit risks is referred to as risk based pricing. This is a method in which the bank will charge a very high interest rate to individuals who are most likely to default. Under this method, the bank will look into the credit rating of the individual, the purpose of the loan, and the loan to value ratio (Hopkin, 31). Other factors that the bank will look at before issuing the loan and calculating interests are the employment status of the borrower, the amount of loan under consideration, and the levels of documentation involved during the process of applying for a loan (Hull, 22). Under this method of risk management, the bank will calculate the rate of interest by analyzing the time value of the money, and als o estimating the probability of the borrowing defaulting on the loan. However, this form of managing credit risk has come under a lot of criticisms. One of the major criticism of this strategy emanates from consumers who are of the view that initiating this type of policy in managing credit risk makes it difficult for shopper to locate affordable interest rates from lenders/ banking organizations (Tarantino and Deborah, 12). This is because it is difficult for sho

Critical thinking Essay Example | Topics and Well Written Essays - 1750 words

Critical thinking - Essay Example affordable housing is housing where there is an intervention in the market through public subsidy† (2005, p.22).Other terms such as subsidized housing, attainable housing, and low-income housing can be used to mean affordable housing (Cowan, 2008). In recent years, the cost of property has grown more rapidly than incomes making it presently impossible for low and middle income earners to afford reasonable properties. First time buyers also form the group of people that is losing the most for lack of affordable housing (Whitfield, 2012). Due to this, some people have to search around for more affordable property in other areas. Sassi points out that â€Å"in the UK there is a deficit of between 30,000 and 45,000 affordable housing units being built each year† (2012, p.66). People working in high property value areas such as the South East and London are usually affected by the high prices of property. There is need for more affordable housing units to accommodate the needs of everyone, since even while housing benefits can reduce the burden that comes with housing for low income earners, the number of people in need of affordable housing is too big to be catered for through the housing benefits. The UK government has been investigating different approaches to increase the number of affordable housing, as well as planning on prefabricating parts and sometimes entire buildings to create room for more occupants. According to Sassi â€Å"prefabrication offers a good potential for creating energy-efficient housing by integrating higher levels of insulation in new construction systems† (2012, p.66). Prefabrication may be done on-site or off-site. However, off-site prefabrication carries more benefits over on-site fabrication since, in off-site fabrication manufacturing waste is reduced, while factory construction addresses the problem on construction skills shortage which is abound in the UK. In the United Kingdom, more than half of affordable housing is achieved

One Thousand And One Nights Essay Example for Free

One Thousand And One Nights Essay Authors Note: I will confess that sucked-into-video-game styled stories have always been a guilty pleasure of mine. My only complaint is that they always tend to follow the same formula. With that in mind, I am going to try and switch things up a bit with this story. I hope you enjoy it, and regardless of the feedback being good or bad, I would love to hear your thoughts. PROLOGUE By the time you are nine-years-old, you are already considered a woman. In my mothers country, you could already be married off at that age. You could live in a house with your husbands family, you could bare children, and you can consumate your marriage even before you are of a mature age. Alas, I am not nine, I am not married, and in many respects, Im not yet a woman. At least, Ive never felt that way. To be perfectly honest, Ive always felt like a child. My family may have disciplined me into being quiet and intelligent, to pray five times a day to Allah, to read the Quran and wear the hijab, and always to get good grades, but Ive always felt this longing for adventure. They wanted me to grow up quickly so I would have a future that was every bit as special and important as the ones promised to other American children. But during my studies, my mind would always wander to imaginary worlds of castles, dragons, fairies, and of knights and princesses that banded together to save the day. And that feeling would build in my chest: warm and comforting, so light that it can almost lift you off your feet, whispering promises of laughter and happiness to come. It isnt easy being a Muslim in a sixth grade class full of conservative Christians, girls with gothic make up, or boys with their pants worn so low that their underwear shows. Despite how different they all are from each other, all of them were the same in their treatment towards me. At the very least, my imagination would offer feelings of companionship. Close friends who would accept me for who I was and not for what I wore or how many times I had to stop and pray throughout the day. At least, when I had finished my homework and had the time to write and draw in my notebooks, I could return to that imaginary place of peace and happiness. And sometimes, as childish as it may sound, I would pretend that such a place existed. Then I was killed. At least, thats what I think happened. The nicest aspect of imagination is that, in your own world, there are no Islamophobes. There are no people who want you dead simply because you are Muslim. You dont have to worry about stepping into the mosque and some scary man driving a van full of explosives into the building. He wanted to take out as many Muslims as he could, and one of them was me. Everything happened so suddenly that its hard to recall exactly how it happened. I remember hearing glass shattering. The doors leading into the mosque were made of glass, so I assume that was where the van drove into the building. There was the sound of doors being broken down, or wood snapping, and then the blast. I was the closest to the wall where the explosion went off. I remember feeling something smash against the side of my head and I briefly remember the heat that followed. There was nothingness for awhile: I could not see, think, or hear anything that was happening around me. I could not feel anything anymore. The best way I can accurately describe it would be a black out. Because it happened so quickly, I did not have time to register whether or not I was dead. I reached that conclusion when I woke up here. The Quran describes paradise as a place of large trees, sweet water, and pure soil of musk. The dwellers of heaven would not feel the excessive heat of the sun, nor the excessive cold of the moon. It is a realm of magnificence. This afterlife did not fit that exact description. There were trees larger than any I have seen in this life. There was water, beautiful and sweet, with the ability to heal me if I were hurt, or provide me with energy when I was weary. There was soil so pure that flowers and plants of all kinds could grow. It was indeed a realm of magnificence, but also a realm of both wonder and ruin. There were times that were heartbreaking. There were moments where I was sure I was going to die a second death. There were moments where we would walk and walk and walk with no chance of knowing if we would ever truly reach our destination. But there were moments of happiness and laughter. There were moments where we could laugh about the hardships we had just overcome. And there was that feeling of acceptance. I had found people who did not hate me for what I wore or what I worshipped. Before I continue with my story, I should introduce myself: My name is Nasira. I was twelve-years-old when I died and woke up on the Mist Continent.

Ngugi wa Thiong’os Personal and Political Beliefs Through A Grain of W

Ngugi wa Thiong’o's Personal and Political Beliefs Through A Grain of Wheat Ngugi wa Thiong’o is a Kenyan born writer of Gikuyu descent, born in 1938 in Limuru. He attended Alliance High School in Kenya, Makere University in Uganda, and Leeds University in England. In 1992 Ngugi was honored with the Paul Robeson Award for Artistic Excellence, Political Conscience, and Integrity. He received the Gwendolyn Brooks Center Contributors’ Award for Significant Contribution to the Black Literary Arts in 1994. Currently he is The Erich Remarque Professor of Comparative Literature and Performance Studies at New York University. However, before achieving this notability, Ngugi experienced life in a colonized country. This ultimately led Ngugi to become an active supporter of Kenyan independence and Jomo Kenyatta through his writings. Ngugi’s personal and political beliefs are reflected in his novel A Grain of Wheat, which he wrote as an optimistic patriot. Ngugi has written numerous novels and plays on the politics, the corruption, capitalism, religious hypocrisy and the cultural effects of colonization. Some of his works include Weep Not, Child (1964), Decolonising the Mind (1986), and Detained: A Writer's Prison Diary (1981). To further support his political belief, Ngugi stopped writing his books in English. He called his book Decolonising the Mind his "farewell to English" (Margulis http://www.emory.edu/ENGLISH/Bahri/Ngugi.html) because it would become his last book written in English. In 1978 Ngugi was imprisoned for one year, without trial, by the Kenyan government after co-writing the play I Will Marry When I Want. It was during this imprisonment that he wrote the book Detained to describe his ordeal. However, Ngu... ... the elections. Ngugi does remain optimistic that one day his people will reunite and learn that change is inevitable, and one-day Kenya will achieve what its founding fathers envisioned. Works Cited Behrent, Megan. â€Å"Ngugi wa Thiong’o on the Language Question†. Online posting. 1997. Political Discourse – Theories of Colonialism & Postcolonialism. November 10, 1999. <http://landow.stg.brown.edu/post/poldiscourse/behrent.html.> Margulis, Jennifer. â€Å"Ngugi wa Thiong’o†. Online posting. Spring 1996. Ngugi wa Thiong’o. November 10, 1999. <http://www.emory.edu/ENGLISH/Bahri/Ngugi.html.> Ngugi wa Thiong'o, Personal Interview. October 28, 1999. Ngugi wa Thiong'o. A Grain of Wheat: New Hampshire: Heinemann, 1967. "Ngugi wa Thiong'o" Encyclopedia Britannica Online. http://www.eb.com:180/bol/topic?eu=57045&sctn=1 [November 10, 1999]

Charles Dickens engender sympathy Essay

How does Charles Dickens engender sympathy for his protagonist Pip in this extract from ‘Great Expectations’? In this essay on ‘Great Expectations’, I am going to explore how the experiences of the main character Pip, create sympathy from the reader for him and how Dickens has put this across. Charles Dickens has written a gripping novel, set in his time and he has created sympathy for Pip in many different ways throughout the text. A first example of this is when Pip visits Miss Havisham’s house and meets Estella. ‘She called me â€Å"boy† so often and with a carelessness that was far from complimentary7, this shows that the way Estella spoke to Pip and that, instead of addressing him by his name, she just called him boy as if he was not worthy of his name, and he could sense that she did not really like him because of the way she said this, as indicated in the quote. This makes the reader feel sorry for Pip as Estella was very rude to him and unwelcoming, and nobody would really like to be in his position. So as well as being uncomfortable at the way Estella treats him, Pip also feels uncomfortable with his new surroundings as he has grown up with Joe and his Sister in poor, working class conditions at a Blacksmith’s forge, whereas Satis House is very different. It is rich and grand but also scary for Pip. ‘The first thing I noticed was that the passages were all dark’, this shows that Pip must have been quite frightened because of the darkness, and he was in a strange place but it is even worse that it is the first thing he noticed about the house. Pip was frightened of his surroundings as they were gothic and dark and very different, but the fact that he did know anyone at all must have also been a challenging experience. ‘At last we came to the door of a room and she said, â€Å"Go in/’ I answered more in shyness than politeness, â€Å"After you miss. † To this she returned: â€Å"Don’t be ridiculous boy; I am not going in. † And scornfully walked away, and what was worse took the candle with her. ‘ This was very uncomfortable and I was half afraid/ This long quote, from the extract shows a lot, first of all that he was very shy and uncomfortable in everyway at where he was and that he didn’t know anyone and he was also afraid. When he entered Miss Havisham’s room he was afraid again because of the very strange surroundings he entered into. ‘No glimpse of daylight was to be seen in it! ‘ this shows that it was very unusual and he was quite frightened and also when he saw Miss Havisham, ‘the strangest lady I have ever seen or shall ever see/ As well as being very strange, Pip also noticed that she was extremely rich, ‘some bright jewels sparkled on her neck and her hands, and some other jewels lay sparkling on the table/ Pip was not used to seeing such finery or such unusual surroundings so all of this makes the reader feel very sympathetic towards him. Miss Havisham’s mental state could also be a coarse for concern as, since her fianci left her on their wedding day and broke her heart she went a bit mad and stopped all of the clocks in the house and, by never touching anything in her room she tried literally to stop time at the prosiest second her heart was broken. ‘Her watch had stopped at twenty minutes to nine’ and she says to Pip ‘†What do I touch? † â€Å"Your heart. † â€Å"Broken! â€Å"‘ This experience must have been very frightening and unsettling for a young naive boy who was not used to being in the presence of such an eccentric and slightly mad old lady. Not just the fact that Miss Havisham was strange and so were her surroundings she also spoke to Pip and ordered him in a very strange and suspicious/manner. ‘†I sometimes have sick fancies† â€Å"and I have a sick fancy that I want to see some play. There, there! † â€Å"Play, play, play! â€Å"‘ This order seems rather strange for an old woman to have a fancy to see a young boy play but also the repetitive way in which she commands him to ‘†Play, play, play! â€Å"‘ She says this three times and Pip does not really know what to do so he therefore feels very awkward. After the harsh words from Estella and meeting Miss Havisham, Pip starts to feel the realisation of his low social status. ‘ This boy, why he is a common labouring boy, these words from Estella hurt Pip deeply but he did not show his true emotions until he was alone. ‘As I cried, I kicked the wall and took a hard twist at my hair; so bitter where my feelings! ‘ Dickens has displayed this very well as you can also feel a connection with him, because it is written in first person narration I, so you feel like Pip is actually talking to you, and you could imagine if you were in Pip’s position you, yourself would feel very frightened and uncomfortable so you end up feeling sorry and sympathetic for him.

Fallingwater Critque

I TLD understand the building when I first saw It's Image pop up, but with further Investigation, It grew on me. Maybe It Is because I am not an outdoorsy kind of person But the way the building Is designed, Is unique and quit intriguing. This building has many square edges, it seems basic along the outside of the building. But it is when you look at the materials used, the rocks along the exterior walls and the red paned windows and railings that seem to bring everything all together.I still am not sure if I like the way the building is put together, but it works for it's private and intimate location. It appears to have been always made for this location, the building seems almost natural. And the colors work very well together, again, all natural. Structure: The structure of the building varies with each area. There are 3 horizontal trays made up of reinforced concrete which form there three levels of the house. There are four piers, or bolsters anchored Into a boulder underneath the mall floor act as the fulcrum for the house.Counterbalancing weight to the back, or north side, of the house keep it from toppling into the stream. The cantilever, which is the long piece of concrete underneath the building is the basis for the entire structure. Materials: The materials which Frank Lloyd Wright has used to create the falling water building were very simple. He used sandstone, reinforced concrete, steel and glass. Which all the materials can be seen by loping right at the building. The building has many shapes and lines, but together it flows very peacefully.Some that re seen are pentagon, rectangle, semi-circle and squares pieces of the building. Talking about them separately, you wouldn't think they would flow as nicely. But they do work together In this setting. Context: The environment and the building all do flow nicely together. If this building was built in a rural area in a community of other rural homes, it would NEVER fit in. But this building creates t he environment and atmosphere as if it was always made to be there. It has become on with the river and surrounding landscape. It grows as the trees would grow that hover the river and building.